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DIY Peloton bike: How to build your own smart cycle on the cheap

DIY Peloton bike: How to build your own smart cycle on the cheap

Indoor exercise bikes have been around forever, but it feels like Peloton turned what used to be a dull, monotonous fitness activity into something exciting. Unfortunately, Peloton also turned it into something expensive: With prices ranging from $1,895 to $2,495, these "smart bikes" cost considerably more than most "dumb" ones. And that's not even factoring in the required subscription for exercise classes, which runs $40 a month.

Let's forgo the debate over whether the bike and service are worth the money. Instead, let's look at ways to get a Peloton-like cycling experience at home for less -- quite possibly a lot less.

Read more: Best workout subscription apps for 2020: Peloton, Daily Burn and more

For starters, I've already tested a number of affordable Peloton alternatives -- "connected" bikes that have similar designs and, in some cases, similar spin-class offerings. But even then you're looking at around $900 at a minimum. Surely there must be cheaper DIY options for budget-strapped cyclists?

There are:

• You can buy an inexpensive exercise bike and use it with any number of "experiential" iPad or iPhone apps -- including Peloton's (see below).
• You can buy a "trainer" and use the outdoor bike you already own -- again with apps to enhance the experience.

The hardware is actually the easier part of the equation, so let's start by looking at the software.

Read more: The best smart home-gym tech

It's all about the app(s)

The Peloton app gives you full access to all Peloton fitness content, but for a much lower price ($13 a month) than bike owners pay.

Rick Broida/CNET

As you know, the Peloton bike slings all manner of live and recorded classes to its big built-in screen. But what you may not know is that Peloton also offers these classes to the masses -- those who don't own the company's equipment -- courtesy of the Peloton app. 

Available for Android, iOS, Fire TV, Roku and Chromecast, it allows you to "BYO bike" (or treadmill, just FYI), though with one key omission: You won't get all the same live stats and metrics (distance, resistance, calories burned and so on) as you would from a Peloton bike. Likewise, it may be difficult to mirror the exact resistance called out by instructors during classes; a "20" on the Peloton bike has no real correlation to a bike that uses an analog dial for resistance. You also don't get the Peloton's large screen to watch classes or keep track of your stats, but I'll cover how to replicate the experience below. 

However, you can feed heart-rate data to the app -- all you need is an inexpensive third-party heart-rate monitor. Similarly, the app can capture cadence (i.e., pedal-rate) data, which, again, can come from an inexpensive sensor. More on those options later.

Here's the real surprise: The Peloton app costs just $13 per month, not $40 like for owners of the Peloton bike. Whatever bike you end up using, your overall costs will end up much lower.

Since you're going the BYO route anyway, you don't necessarily have to use the Peloton app. Or, you can switch between that and any number of others. Maybe you're not interested in spin-type classes; maybe you'd prefer virtual rides through famous city streets or on beautiful mountain trails. Maybe you'd like to compete in virtual races. There are lots of cycling apps designed to let you do all that and more. A few examples:

There are two newcomers worth mentioning as well: Fitscope Studio ($10 a month or $80 annually) and Motosumo ($13 a month). The latter promises to "turn any bike into a smart bike," offering live indoor cycling classes with various stats (collected from a Bluetooth HR monitor and power meter) displayed on your phone. Fitscope Studio offers a wider array of classes (including elliptical, treadmill and "scenery runs"), but without the live option or stat-monitoring.

There's no law that says you have to use a cycling app at all. Maybe you'd prefer to read a book in the Kindle app or stream The Queen's Gambit on Netflix. That's about as far away from the "Peloton experience" as you can get, but it's also a very low-cost option. (Here are 10 free Netflix alternatives to keep costs even lower.)

Inexpensive indoor exercise bikes

This Pyhigh bike sells for around $300. It's no Peloton, but if you're using the Peloton app to take classes, will you even notice?

Pyhigh

As noted, there are exercise bikes that cost a fraction of what you'll pay for the Peloton. You won't get all the same features, and build quality might not be as good. But if your goal is simply to ride inside while enjoying instructor-led classes, that's easily accomplished.

What should you look for in an indoor bike? A few key specs: The weight of the flywheel (conventional wisdom holds that heavier is better), the type of resistance (friction or magnetic, the latter typically quieter) and the inclusion of a phone or tablet holder. This last is pretty important, as you'll need a device for whatever app(s) you plan to use. You can buy a third-party holder if the bike you like doesn't include one -- more on that below.

However, any bike in the $200-$400 range won't be "connected," meaning it won't have any way to pair with that device. If you want heart-rate and/or cadence data from your rides, you'll have to add that equipment on your own.

Search Amazon for indoor exercise bikes and you'll find a dizzying array of choices, many of them from brands you're not likely to recognize: L Now, Pooboo, Pyhigh and so on. That's not necessarily a bad thing, but it can make your decision that much more difficult.

Having perused a lot of these brands and models, I found a few that appear to tick most of the important boxes. The Pyhigh S2 Indoor Cycling Bike features a 35-pound flywheel, an LCD monitor that displays basic cycling stats and a tablet holder. It currently sells for $307, though in the past it's been as low as $220.

The S2 is also notable because it has over 1,700 user reviews, and those average out to a solid 4.4 stars. With that kind of review volume, it's less likely you're seeing a preponderance of fakes, something to consider when looking at a product that has only a couple dozen ratings. (Find out more about this in my story on how to spot fake Amazon reviews.)

If you want a bike that uses magnetic resistance, which will definitely get you a little closer to a Peloton-like ride, check out the Joroto X2 for $400. It has a 4.5-star rating from over 1,900 buyers.

Again, these are just two options out of many. You could also head to your local sporting-goods store in search of bikes you can actually try before buying.

Indoor trainers for your outdoor bike

BYO bike and mount it on something like the Saris CycleOps M2 ($550) for a more realistic (but still app-connected) indoor-cycling experience.

Saris

Avid outdoor cyclists will tell you to skip these fancy (and even less fancy) exercise bikes in favor of the one you already own. You'll spend considerably less money and get a much more familiar (and realistic) riding experience.

The key piece of hardware you'll need: An indoor trainer, which typically combines a simple stationary stand for your front wheel and a roller for the back one. The trainer holds your bike upright; all you do is hop on and pedal.

These things range in price from under $100 on up to $1,000 and more, depending on design and features. One standout is the Saris CycleOps M2, a "smart" trainer that connects directly to apps like Rouvy and Zwift. Its electromagnetic roller will automatically adjust the tension to correspond with your virtual ride. (Pedaling up a hill, for example? The tension will increase.) The M2 is currently selling for $550, but has been as low as $430 in the past.

Your bike plus $150 gets you an indoor-cycling setup.

Sportneer

Looking for a less expensive option? For $150 (previously as low as $90), the Sportneer Bike Trainer offers a simple rear-wheel roller along with a handlebar-mounted remote that provides six resistance settings. It has a 4.4-star rating from nearly 4,000 buyers.

Just one wrinkle in this plan: Your bike probably doesn't have a place to put a tablet. You could always prop it up on a nearby table or shelf, but that'll make it harder to see and impossible to reach while riding. Thankfully, there are super-cheap tablet mounts designed for indoor bikes (ironic!) that should also work with your road bike. Here's one that costs all of $16.

Other gear you'll need

There are a couple key stats that go hand-in-hand with the Peloton experience: heart rate and cadence. Fortunately, you can track both without spending a lot, and feed that data directly to whatever app(s) you're using.

The Wahoo Cadence Sensor can install on nearly any bike. It feeds speed data to cycling apps.

Wahoo

The Wahoo Cadence Sensor is a popular choice; it can mount on your shoe or, more permanently, one of your bike's crank arms. It sells for $40.

Wahoo also makes a chest-strap heart-rate monitor, the Tickr, that runs $50. However, if you don't mind going a little off-brand, you can get something like the CooSpo heart-rate monitor for $39.

Finally, although you can use your phone, a tablet with a larger screen is really the ideal option -- the better to see your instructor or virtual bike trail. One of the cheapest options: The Amazon Fire HD 10, which sells for $150 but routinely goes on sale for $30-$50 less. There's a version of the Peloton app available for Fire tablets, same as for Android and iOS tablets.

Now for the bad news: Peloton is just about the only popular cycling app that's available for Fire. No FulGaz, no iFit, no Rouvy, no Zwift. If you want to run those, you'll need an Android tablet or an iPad. Check out CNET's roundup of the best tablets of 2020 if you need some recommendations.

My advice: Be on the lookout for an iPad deal. The current-gen iPad 10.2, for example, lists for $329 but often goes on sale for $279. There aren't many Android tablets available these days, and anything with a 10-inch screen is likely to cost you more than that iPad.

Let's do the math

When all is said and done, how much will it really cost you to recreate the Peloton experience without the Peloton bike? That depends on how much equipment you might already own and how much you need to buy. But the Peloton app itself feels like the real bargain at just $13 per month. In addition to live and on-demand cycling classes, it serves up a wealth of other fitness content: cardio, HIIT, yoga, meditation, stretching and more.

At the top end, you might spend $400 on a bike, $250 on a tablet and $100 on miscellaneous extras, for a total of around $750. That's still less than half the price of a Peloton bike, and you're not locked into a $39-a-month subscription.

Now let's hear from you: What kind of home-brew Peloton setup are you planning to put together? And if you've already got one, what kind of gear does it have, and how's it working out?

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WWE Clash of Champions: Results, new champions, match rankings and full recap

WWE Clash of Champions: Results, new champions, match rankings and full recap

Emanating out of Charlotte, North Carolina, WWE's Clash of Champions pay-per-view was OK. It wasn't bad, per se, but there was nothing on the show that was truly exceptional, with most of the event being average to good. Seth Rollins was the MVP of the night, being a key part of the strong open and closing matches. Becky Lynch vs. Sasha Banks was on its way to being a standout match but was stymied by a poor finish.

Here's a quick rundown of highlights:

• Seth Rollins is still Universal Champion, but he and Braun Strowman lost the Raw Tag Team Championships to Robert Roode and Dolph Ziggler. Not that it'll end up meaning anything, but Rollins was pinned fairly cleanly by Roode.
• AJ Styles vs. Cedric Alexander was on the preshow, for some reason.
• Becky Lynch retained her Raw Women's Championship via DQ, lengthening her feud with Sasha Banks.
• Roman Reigns vs. Erick Rowan was a waste of time -- until Luke Harper returned.

Below you'll find all the results of the night, as well as match recaps and ratings. See you next month for WWE's Hell in a Cell event, which will be headlined by Seth Rollins vs. Bray Wyatt. 

Seth Rollins retains his Universal Championship

Hot start, with Strowman bulldozing Rollins and going for his powerslam finish. Rollins escapes, works over Strowman's legs and hits three superkicks followed by a frogsplash. Rollins is so good. Two count. 

Good action, with Rollins springboarding all over the place and Strowman showing great intensity. The crowd is quiet, tired from a long and only OK show. Strowman hits his running shoulder tackle on the outside twice, but Rollins sidesteps him on the third one. Strowman crashes through an announce table, and Rollins hits dual suicide dives. The two end up fighting on the turnbuckle, and Strowman eventually hits a frogsplash from the top. Props.

We get a light, polite "this is awesome" chant. Rollins locks in a sleeper hold but Strowman rolls out. Rollins hits a curbstomp for a one count. He hits another for a two count. A third stomp for another two count. Rollins goes for a fourth but Strowman counters, hoisting him up for a powerslam. Strowman's leg gives out, Rollins nails a pedigree and then a final curbstomp for the pin.

After the match Rollins is attacked by Bray Wyatt, aka The Fiend. They'll wrestle next month at Hell in a Cell.

Rating: 3.5 stars. Very similar to SummerSlam's main event between Rollins and Brock Lesnar, but not as good. Suffered from a flat crowd, but still a solid main event. 

Erick Rowan beats Roman Reigns (!) 

Not much to this match. It's no DQ, so it's just a bunch of brawling outside the ring. Rowan has improved his intensity a great deal, but the crowd doesn't buy him as a threat to Reigns. Which is a shame, because the match was just Rowan beating down Reigns, trying to convince the audience he's a threat to Reigns.

One moment did impress the crowd. On the outside, Reigns jumps from the steel stairs for an elevated Superman Punch, but Rowan counters by grabbing him by the throat and pulling him up for a huge powerbomb through an announcer's table. This gets Rowan a 2 count. 

Match ends when a returning Luke Harper blocks a spear attempt from Reigns. Harper and Rowan double team Reigns. Rowan gets the win.

Rating: 1.5 star. Cool powerbomb spot and it's awesome that Luke Harper, who is awesome, is back. Other than that, this was not good. 

Kofi Kingston retains his WWE Championship

Orton and Kingston start slow. This is likely because they're following a hot match and want to restart the crowd, but it's also vintage Orton. 

The wrestling here is actually very tight. The two exchange snug shots, and Orton ends up bumping Kingston out of the ring. He then follows up with suplexes all around the outside area, including two on the announce table.

The pace slows down though as Orton picks apart Kingston. Eventually Kingston mounts a comeback, but it's not a particularly vigorous one. He goes for a Trouble in Paradise, but Orton counters with a nice neckbreaker. Kingston gets some of that missing fire, though, with a huge over-the-top-rope dive.

Orton regains control and there's more slow-paced dissection. He sets up an RKO but Kingston counters into a rollup. Kingston starts a comeback but is cut off with an RKO outta' nowhere. Kingston gets a foot on the rope at 2. Orton goes for his infamous punt but Kingston dodges and nails a Trouble in Paradise to retain.

Rating: 3 stars. A lot of nice wrestling here, but nothing remarkable. 

Sasha Banks beats Becky Lynch via DQ

Crowd reacts big to Lynch, and is more into this match than the last few. Lynch starts out on top, but once Banks gets control the crowd breaks out into loud "Let's go Sasha!/Let's go Becky!" dueling chants.

After Banks worked over Lynch for some heat, Lynch mounts a comeback. She gets cut off in spectacular fashion though, with Banks countering a flying clothesline with a Banks Statement submission. Lynch powers out and hits an exploder suplex. Crowd has been more quiet, but wakes up with more dueling chants.

The two women trade submissions in the center of the ring, Banks going for the Banks Statement and Lynch the Disarmer armbar. Lynch ends up on top, getting her submission, but Banks gets her foot on the rope. Good stuff here. Banks nails double backstabbers and rolls Lynch into a Banks Statement for an intense false finish, but Lynch gets the rope break.

Banks villains it up, tossing in a chair to distract the ref and then, while the ref isn't looking, hitting Banks in the torso with another chair. She follows up with a shining wizard for a two count. The ref accosts Banks for using a chair and then Lynch takes a chair herself and swings for Banks, but Banks ducks and Lynch hits the ref. 

The two then brawl into the crowd. Lynch uses the stair rails to put Banks in a Disarmer armbar, which was gnarly. Banks and Lynch brawl into the backstage area, where Lynch smears Banks with mustard, and eventually come back to the ring. We're told by Michael Cole that Lynch has been disqualified for hitting the ref. Cool. Inside the ring Lynch destroys Banks with a chair.

Rating: 3.5 stars. A very good match with a weak finish. In fairness, Lynch looked like a badass babyface tearing apart Banks and leaving as a defiant champion, but that's in spite of an uninspired ending.

Still the champ.

WWE

Shinsuke Nakamura retains the Intercontinental Championship

After The Miz' entrance, Sami Zayn comes out to berate the audience, talk smack about The Undertaker and to introduce Shinsuke Nakamura. It sucks that Zayn is a manager, because he's such a terrific wrestler, but he is a fantastic manager. 

Nakamura and The Miz open with some chain wrestling. Zayn immediately takes the mic and starts commentating from the side. After about 30 seconds of amazing commentating, Zayn's mic gets cut off. 

Miz works over Nakamura's leg throughout the match, leading up to a Figure Four submission that gets a nice pop thanks to this being Charlotte, North Carolina, aka Flair Country. Nakamura grabs the ropes to break up the pin. Zayn distracts Miz, allowing Nakamura to his a modified Kinshasa to the back of Miz' head for a 2 count. Miz regains control and nails a Skill Crushing Finale, but Zayn distracts the ref.

Ending comes as Miz chases Zayn around the ring. Nakamura cuts him off, then hits a Kinsasha in the ring for the win.

Rating: 3.25 stars. This match had a slow start, got very good towards the end but had a finish that made The Miz look dumb. Miz's offense also looked weak at points. 

Nikki Cross and Alexa Bliss retain Women's Tag Titles

Alexa Bliss comes out with a Harley Quinn-inspired look tonight.

Nikki Cross starts the match with Mandy Rose, who after some taunting from Cross tags in Sonya Deville. Eventually Rose is back in the ring against Bliss. Some sloppy stuff here, some of Bliss' forearms and slaps look great but there was some conspicuous mishaps too. The two were at some points a second or two out of sync. 

R-Truth runs into the ring and is chased by the 24/7 Championship crowd for a quick distraction. Bliss tries to rollup Truth, but he kicks out and runs into the crowd. This sentence must be completely incomprehensible to someone who doesn't regularly watch Raw.

Deville and Rose hit a double-team move on Bliss, but the pin was broken up by Cross. Bliss tags in Cross, Cross scores the pin on Rose after a top-rope neckbreaker. 

Rating: 2 stars. Not bad, a well laid out match (except for the 24/7 distraction), but there was a lot of sloppy wrestling here and the crowd wasn't particularly interested.

The Revival defeats The New Day

The Revival are awesome and The New Day very good, but these teams are struggling to get the crowd alive. The New Day dominate until The Revival out Xavier Woods and double team Big E. The crowd did wake up when Big E, after around 5 minutes of being beaten down, tagged in Woods. 

Woods runs wild on The Revival, but is cut off when he gets kicked in his injured leg. Big E comes in for a nice sequence that ends up with The Revival hitting a Shatter Machine on the outside. Scott Dawson and Dash Wilder then pick apart Woods in the ring and nail him with a Shatter Machine. They could go for a pin but decide to work over Woods' leg more.

Dawson puts Woods in a submission lock and Woods taps out.

Rating: 2.75 stars. Some nice wrestling here, but the middle section of the match felt plodding and the crowd, though sporadically invested, on the whole wasn't super into it. 

Bayley retains her SmackDown Women's Championship

Flair opens hot with a big boot to Bayley, who then retreats out of the ring. Flair chases Bayley around and, back in the ring, hits her with some chops and some snug-looking strikes. Outside the ring Flair throws Bayley into the ringside barricades. Pretty gnarly looking. Here the crowd pipes up with a "Let's go Charlotte!" chant. 

Flair starts working over Bayley's leg. The story of the match so far is that Flair is murdering Bayley. Bayley reteats to the corner and the ref stops Flair from keeping the offense up. Bayley takes the bottom turnbuckle padding off, pulls Charlotte into it in an illegal move and, surprisingly, gets the 1-2-3. 

After the match Bayley legs it to the back.

Rating: 2.5 stars. This match actually told a coherent story. Flair was killing Bayley, who blatantly cheated to retain her title. The hero looks strong, the villain looks evil. It was too short to be a great or even good match, but was solid for what it was.

Robert Roode and Dolph Ziggler are Raw Tag Champions

Good opening match here. It opens with Strowman dominating both Roode and Ziggler, then tagging in Rollins. Ziggler turns the tide with a wicked DDT on Rollins outside the ring. The crowd was a little quiet at the beginning, but really got into the match as the bad guys kept cutting off Rollins from tagging in Strowman. 

Big pop when Strowman gets tagged in. He runs wild -- literally running Ziggler and Roode down on the outside -- but Ziggler rakes his eyes and double teams him with Roode. Eventually Strowman tags in Rollins. Amazing hot tag. This guy was flying all over the place, springboards inside the ring, suicide dives outside, more springboards inside. 

Match ends when Roode sets up a Glorious DDT and Strowman bumps Roode into Rollins. Strowman and Ziggler take a tumble outside, and Roode hits a DDT on Rollins for the win. 

Robert Roode, bottom of the card a month ago, pins the Universal Champion.

Rating: 3.5 stars. Slow start, but ultimately a solid match with a very good final few minutes. 

Your new tag champs. 

WWE

Preshow results

AJ Styles defeats Cedric Alexander in a United States Championship match: The first surprise of the night is that this match was on the preshow. Styles beats Alexander in a 5-minute match.

Drew Gulak retains the Cruiserweight Championship: Gulak beats Humberto Carrillo and Lince Dorado in a triple-threat match.

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Apple's iPhone 13 leads to company's largest revenue and profit in history, despite parts shortages

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Apple's iPhone 13 leads to company's largest revenue and profit in history, despite parts shortages

Apple's iPhone marked its 15th year on the market with its strongest sales ever, helping push the tech giant's sales and profits to all-time highs despite the continued spread of the coronavirus pandemic and supply chain constraints.

The demand for Apple's smartphone, in a line ranging from the $699 iPhone 13 Mini to the $1,099 iPhone 13 Pro Max, was so high during the three months ending in December, that sales rose more than 9%, to $71.6 billion. That was more than half the company's overall revenue, which itself rose to $123.94 billion, up double digits from last year.

Apple CEO Tim Cook noted that the iPhone held top market-share spots around the world, including in the US and Australia, where it was among the top five, China, where it was among the top four, and the UK, where it nabbed two of the top three slots. 

"We knew that we had the beginnings of something fundamentally transformative," Cook said in a conference call with analysts, remarking on the iPhone's 2007 launch. "None of us could have predicted the incredible and meaningful impact it would have on all of our lives."

Apple's stock rose more than 3%, to $163.73 per share, after closing regular trading roughly flat for the day. Investors pushed the company's shares above $3 trillion for a short period earlier this month before they fell about 12% with broader market fluctuations.

Apple's latest financial disclosures are just the most recent sign of how the coronavirus pandemic has affected the world economy in radically different ways. Though many businesses are struggling, our reliance on big tech appears to be fueling increased financial performance across the industry. But the success isn't the same for all these companies.

The iPhone 13 Pro, making a splash.

Andrew Hoyle/CNET

Microsoft, which announced last week that it plans to buy game maker Activision Blizzard for an eye-watering $68.7 billion, said its second fiscal quarter sales jumped 20%, while profits rose 21%. Netflix, meanwhile, said its subscriber base grew slower than expected during the holidays. Crucially, the company forecast subscriber growth far below analyst expectations, prompting its stock to plummet 25% after the news.

Even Apple had a dark spot in its report. The company's CFO, Luca Maestri, said continued supply chain issues cost Apple more than $6 billion in sales over the holidays, something he hopes will decrease by March.

"The level of constraint will depend a lot on other companies -- what will be the demand for chips from other companies and other industries. It's difficult for us to predict, so we try to focus on the short term," he told Reuters in an interview Thursday.

Apple said iPad sales in particular were affected, marking an uncharacteristic drop of 14% during the holidays amid "very significant" supply shortages and in spite of "very strong" demand across its product line.

"Despite the supply shortages, our installed base of iPads reached a new all-time high during the quarter," Maestri said on the conference call with analysts. He added that about half the customers purchasing an iPad were new to the product.

Apple's latest MacBook Pro laptops got positive marks from reviewers and customers.

Dan Ackerman/CNET

Breaking records

The iPhone wasn't Apple's only bright spot. The company said sales of its Mac computers were also strong, rising more than 25%, to nearly $10.9 billion, bolstered by newly redesigned MacBook Pro laptops. Apple said much of the customer demand is in response to the new M1 chip, meant to replace the microprocessing brains that Apple used to rely on from Intel. Cook said that's helped bring in new customers, in addition to upgraders.

"Customer satisfaction is off the charts," Cook said.

Apple's "wearables, home and accessories" division, which handles things like AirPods and HomePods, posted sales of more more than $14.7 billion, up more than 13%. And its services business, which oversees the $5 per month Apple TV Plus subscription service and the new $10 per month Apple Fitness Plus offering, saw sales rise to more than $19.5 billion. Apple said it now counts 785 million paid subscriptions across its business lines.

All told, Apple said it notched profits of nearly $34.6 billion, up 20% from the same period last year. That translates to $2.10 per share in profit, off $123.9 billion in overall revenue, which itself was up more than 11% from the $111.44 billion reported last year. It was also enough to beat average analyst estimates, which were $1.89 per share in profits on $118.66 billion in revenue, according to surveys published by Yahoo Finance.

All that has contributed to Apple's cash pile, which is now more than $202 billion.

Apple's iPhone 13 Pro.

Stephen Shankland/CNET

Still about the iPhone

Though Apple's various businesses are reporting record demand, the iPhone is still the company's most important product. It represented nearly 58% of Apple's overall revenue, and it's an anchoring product that many of the company's most popular accessories are built around, including the AirPods and the Apple Watch.

But Apple has also faced repeated questions about how to keep the product fresh despite annual updates. The iPhone 13's key improvements included its battery life, screen quality and cameras. The iPhone 12, meanwhile, offered the company's first major redesign in years, as well as the first inclusion of 5G ultrafast wireless and newly hardened front glass, which Apple called "ceramic shield."

The iPhone has become "an integral part of so many people's lives now more than ever," Cook said, noting that the active install base continues to grow, currently sitting at an all-time high. (Apple has previously said it counts more than 1 billion active iPhones worldwide, but it has since switched to publishing counts of all active devices. Apple said it counted 1.8 billion active devices over the holidays, up from 1.65 billion the same time last year, and 1.5 billion in 2020.)

Cook added that he expects 5G wireless will continue to drive further sales as people upgrade and switch to Apple devices. "Even though this is the second product announcement that has 5G in it, we're really in the early innings of 5G," he said, noting that customer surveys outside Apple have indicated that many people still haven't upgraded. "We maintain a very optimistic view on long term."

As to the future, Cook noted that Apple has been increasing its research-and-development spending more than normal, most recently raising it more than 22% during the holidays, to $6.3 billion. "There are areas that have more than piqued our interest, and we are investing in those," he added. "There's quite a bit of investment going into things that are not on the market at this point, as there always are."

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Best Subcompact SUV for 2022

Best Subcompact SUV for 2022

Bigger doesn't always mean better. Despite being seen by many as affordable mass-market machinery, subcompact SUVs can provide everything a growing family needs at a great value. It's not the largest market at the moment, but the growing appeal means that more competitors are showing up every year.

Whether you're looking for something fancy, something efficient or something simply good, these are our choices for the best subcompact SUVs your money can buy. It's also worth noting that some of these subcompacts may be larger than others, but rest assured: Everything we mention here is quite small.

Hyundai

For years now, the Hyundai Kona has remained one of our absolute favorite small SUVs. And despite an influx of new competition, the Kona still stands out as one of the best subcompact vehicles available for purchase.

There isn't just one reason, either. The Kona drives superbly, whether with its tiniest engine or the honkin' turbo four-pot in the Kona N. There's also an electric variant available for those ready to embrace EVs. For its price, styling and build quality are surprisingly high. We could keep going, too. It's a great value.

Emme Hall/Roadshow

Step aside, Kona; you're not the only high-quality game in town anymore. Even though the Kona has long been one of our top choices for a subcompact SUV, Japanese automaker Mazda has a new offering that gives the Kona a serious run for its money.

The CX-30 packs an excellent powertrain by way of an optional turbocharged I4 producing 250 horsepower and 320 pound-feet of torque, which makes it pretty darn sprightly for something this small. And it does that engine justice by virtue of being a great car to drive. Sure, the infotainment system leaves a bit to be desired, but excellent styling and driving characteristics make the CX-30 a proper value. 

Jon Wong/Roadshow

There aren't many small luxury SUVs on sale, but of the few choices on offer, Audi's subcompact Q3 crossover leaves the best impression.

The Audi Q3 grew a bit in its second generation, but dimensions only tell part of the story. Build quality and style are top-notch, and the infotainment system standard on every Q3 is one of our favorites across the entire car industry. It may not win many races, but it'll definitely look the best when it arrives. And with a starting price well below the average new-car transaction price, the Q3 is a good way to break into a luxury marque without breaking your wallet in two.

Hyundai

The Hyundai Kona is traditionally a pretty sedate mass-market crossover, but not in this form. The Hyundai Kona N is a kick in the pants in a segment that doesn't generally offer this kind of experience.

The Kona N gets its power from a turbocharged 2.0-liter I4 making 276 hp and 289 lb-ft, which is sent to the front wheels by way of an eight-speed dual-clutch transmission. It's loaded with all sorts of fun tricks, like overboost, racing-game-inspired cabin tech and a variable exhaust tone. It's a beast.

Kia

Electrified subcompacts aren't quite ubiquitous yet. But that's good for the Kia Niro, because its many variants have a lock on the market until enough competitors arise.

The Kia Niro Hybrid is a standard gas-electric hybrid sandwiched into a capacious hatchback body. It isn't exactly powerful, nor does it love to get tossed around, but that's not the point of the car; instead, it's going to keep you away from gas stations for longer and provide a ride that's comfortable with tech that's easy to use. What's not to like? 

Kia

Plug-in hybrids allow buyers to go electric with the comforting backup of a proper gas engine. There are even fewer PHEVs in this segment than there are hybrids, but again, that's a good thing for Kia.

The Kia Niro Plug-In Hybrid takes the same formula as the standard hybrid and adds a 8.9-kilowatt-hour lithium-ion battery. That might not sound like much, but it allows for about 26 miles of electric driving at a time, which could cover a commute. And, like every other Niro variant, the car wrapped around that powertrain is pretty darn good.

Volvo

The Volvo C40 Recharge is the automaker's first full battery-electric vehicle, although many, many more are on the way. Yet, despite being a first effort of sorts, our time with the Recharge proves this feels nothing like a first attempt.

Relying on a 78-kWh battery and a pair of electric motors, this tiny SUV offers up an impressive 408 hp and 487 lb-ft, with 60 mph arriving in 4.5 seconds. Volvo expects this little guy to get around 225 miles on a charge, which isn't as much as some competitors, but the whole experience is polished in a way that, say, a Hyundai Kona isn't.

Read our 2022 Volvo C40 Recharge Pure Electric review.

Hyundai

Some of these cars on this list are easier to pick than others. This category was simple, because we didn't have to pick a favorite, the US government did.

The EPA rates the Hyundai Kona as more efficient than any other non-electrified subcompact SUV, with an estimated fuel economy of 30 mpg city and 35 mpg highway. Then again, this little utility vehicle is all about thrift, making just 147 hp from its 2.0-liter inline-4. Its CVT is smooth, and the interior quality is higher than what you'd maybe expect from one of the least expensive vehicles on sale today.

Kia

With the average new-car transaction price shooting well past $40,000 this year, it's no surprise that so many people are clamoring for a new car that's not going to break your wallet in half. Well, friends, you're in luck, because the Kia Soul exists, and it's great.

The 2022 Kia Soul starts at $20,545 including $1,175 for destination, making it one of the most affordable new cars on the market. And it's a good one, too, offering about 33 mpg highway and a standard 8-inch infotainment system with Apple CarPlay and Android Auto. Throw another $900 into the mix and you can fit the Soul with every active and passive safety system Kia offers. Not a bad deal!

Jon Wong/Roadshow

There are plenty of fine subcompact products from the usual players in the luxury game, like BMW and Mercedes-Benz. But none of them looks like a million bucks as much as a Range Rover Evoque does, especially now, when its latest refresh puts its looks closer to the big-boy Range Rover than ever before.

That counts both inside and out, too. The Evoque is full of clean lines and minimal visual clutter. Most of the center stack is a screen, and the seats can be outfitted with the same soft Windsor leather we enjoy on far more expensive Land Rover products. It's hard to find a plusher subcompact SUV than this one.

Craig Cole/Roadshow

You won't be tackling Moab in any subcompact, because the wild hardware required isn't really available in this segment. That said, if you do plan on tackling some trails and maybe finding a more remote place to camp, and you need something small for the task, the Subaru Crosstrek is a pretty good way to get there.

The Crosstrek isn't really a subcompact, but it's small and we're rounding down. All-wheel drive is standard, as is 8.7 inches of ground clearance, the latter of which should be pretty important in the event of a few stray rocks on the trail. In addition to being small and fordable, the Crosstrek has an attractive cabin and some impressive on-road efficiency, meaning it won't be totally annoying to pilot once you're back on solid ground.

Read our 2021 Subaru Crosstrek review.

Emme Hall/Roadshow

A few of these categories don't have a clear winner. Since automakers share so much of their tech between their vehicles these days, it only felt right to talk about our favorite tech-laden cars as a group.

In this category, Hyundai and Kia reign supreme. When their vehicles don't include the full suite of active and passive safety systems, those upgrades are often available for a low price. Nearly all their vehicles across the price spectrum come standard with Apple CarPlay and Android Auto, but if you do prefer the in-house interface, these automakers have one of the best infotainment systems on offer today. These are easy cars to recommend for tech aficionados.

Craig Cole/Roadshow

Again, we have a tie. Automakers have offered long warranty periods as a way to offer buyers peace of mind for a longer stretch of time, which these days can often extend to a full decade.

Mitsubishi, Hyundai and Kia all offer impressive warranties. In terms of bumper-to-bumper coverage, all three offer a 5-year, 60,000-mile warranty. All three also give the buyer a 10-year, 100,000-mile warranty for the powertrain. It's never fun calling the dealership, but knowing you're protected against unforeseen costs can help soften the blow.

Craig Cole/Roadshow

This category would have had a different winner a few months ago. Prior to the release of VW's latest SUV, the subcompact with the most cargo room was the Kia Seltos. But now, thanks to some clever packaging, the Volkswagen Taos has taken the crown.

Despite its diminutive frame, the VW Taos offers nearly 28 cubic feet of cargo space with all seats up. That number jumps even higher to 66 cubes once that second row is folded down. Simply put, that's a ton of capacity. The number shrinks a bit if you opt for all-wheel drive, given the extra hardware required to get those wheels to move, but the Taos is a hard act to beat either way.

Read our 2022 Volkswagen Taos review.

Tim Stevens/Roadshow

You're not going to be towing horse trailers or entire double-wides with a subcompact SUV, but some of these little utes are able to tow a couple thousand pounds, which should help you get more of your stuff around town.

The Jeep Renegade, Kia Seltos and Mazda CX-30 are all capable of towing 2,000 pounds, but that's not the highest figure among small SUVs. Volvo has them all beat, with the XC40 SUV offering an impressive 3,500-pound tow rating. Need to get a race car across town? Now you can, and you don't have to buy something the size of a small apartment building to make it happen.

Craig Cole/Roadshow

Most vehicles these days carry the same kinds of active and passive safety systems -- forward collision warning, lane-departure warning, all that good stuff. Which is why, to settle this category, we went straight to the experts at the Insurance Institute for Highway Safety. According to their figures, the Mazda CX-30 reigns supreme in safety.

Safety is more than the sum of the aforementioned tech systems. In every crash test, the CX-30 achieved the IIHS' top rating of Good. It also received full marks for vehicle-to-vehicle and vehicle-to-pedestrian crash protection. Surprisingly, what puts the CX-30 ahead of its rivals, however barely, is its child-seat LATCH system, which the IIHS rated Good+ thanks to its ease of use.

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Comparison of the best subcompact SUVs for 2022

Category	Name	Base Engine	Output	Fuel Economy (mpg, city/hwy/combined)	Base Price
Best subcompact SUV	Hyundai Kona	2.0-liter I4	147 hp / 132 lb-ft	30 / 35 / 32	$22,545
Best subcompact SUV runner-up	Mazda CX-30	2.5-liter I4	186 hp / 186 lb-ft	25 / 33 / 28	$23,425
Best subcompact luxury SUV	Audi Q3	2.0-liter I4 turbo	228 hp / 258 lb-ft	22 / 30 / 25	$37,595
Best subcompact performance SUV	Hyundai Kona N	2.0-liter I4 turbo	276 hp / 289 lb-ft	20 / 27 / 23	$35,445
Best subcompact hybrid SUV	Kia Niro Hybrid	1.6-liter I4	104 hp / 109 lb-ft	51 / 46 / 49	$25,945
Best subcompact plug-in hybrid SUV	Kia Niro Plug-In Hybrid	1.6-liter I4	139 hp / 195 lb-ft	105 MPGe	$30,845
Best subcompact electric SUV	Volvo C40 Recharge	Dual electric motor	408 hp / 487 lb-ft	TBD	$59,845
Best subcompact SUV for fuel economy	Hyundai Kona	2.0-liter I4	147 hp / 132 lb-ft	30 / 35 / 32	$22,545
Best affordable subcompact SUV	Kia Soul	2.0-liter I4	147 hp / 132 lb-ft	28 / 33 / 30	$20,545
Best subcompact SUV if money is no object	Land Rover Range Rover Evoque	2.0-liter I4 turbo	246 hp / 269 lb-ft	20 / 27 / 22	$46,050
Best subcompact SUV for off-roading	Subaru Crosstrek	2.0-liter H4	152 hp / 145 lb-ft	28 / 33 / 30	$23,820
Best subcompact SUV for cargo space	Volkswagen Taos	1.5-liter I4 turbo	158 hp / 184 lb-ft	28 / 36 / 31	$24,690
Best subcompact SUV for towing	Volvo XC40	2.0-liter I4 turbo	187 hp / 221 lb-ft	23 / 32 / 26	$36,195
Best subcompact SUV for safety	Mazda CX-30	2.5-liter I4	186 hp / 186 lb-ft	25 / 33 / 28	$23,425

How we made our list

We drove them, of course! Over the past year, and for many years prior, Roadshow's editors have evaluated the entire new-car spectrum, which gives us all the context we need to figure out which cars are best for you, dear consumer. We have decades of collective experience in determining what provides the best value, and those efforts have led to the list you're reading right now.

Of course, it bears mentioning that this list shouldn't be taken as canon. Your experience matters most, so take these recommendations to your local dealerships and get to test driving. Once you've actually had some time with a car, you'll be in a better place to make a decision that takes your interests and preferences into account. And don't forget to take the above prices with a grain of salt; haggling is, for better or worse, still part of the buying experience for most people.

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Will Fed Continue to Push Interest Rates Up? Here's What the Latest Inflation Stats Tell Us

Will Fed Continue to Push Interest Rates Up? Here's What the Latest Inflation Stats Tell Us

This story is part of Recession Help Desk, CNET's coverage of how to make smart money moves in an uncertain economy.

What's happening

Inflation remained unchanged in July. If prices remain steady, or decrease, throughout August, the Fed may slow the rollout of interest rate hikes.

Why it matters

If the Fed continues to drive up interest rates, there will be consequences -- most likely an uptick in unemployment, and an increase in interest rates for mortgages, credit cards and loans.

What it means for you

Soaring consumer prices, tumbling stocks, increased costs to borrow money and the threat of layoffs could prove particularly devastating for low- and middle-income Americans.

The Consumer Price Index showed that inflation slowed in July, though prices remain at record highs, with significant upticks in food and shelter over the last month. The Federal Reserve has been on a crusade to cool rising prices since the end of last year, but it's too soon to say whether -- in light of inflation's slowing pace in July -- we're seeing the fruits of its labor. 

The Federal Reserve's next meeting is in September, and Fed Chair Jerome Powell has said he anticipates additional rate increases throughout the year. But, depending on inflation's pace over the next month, that could change. If inflation improves significantly in August, the Fed may slow the rollout of interest rate hikes -- or, at least, raise interest rates by a smaller amount, compared to the two previous hikes.

Raising interest rates is the main action the Fed can take to try to counter high inflation. When it costs more to borrow -- as with credit cards, mortgages and other loans -- consumers have less spending power and will buy fewer items, decreasing the "demand" side of the supply-demand equation, theoretically helping to lower prices. 

Experts worry that further increases to the cost of borrowing money could contract the economy too much, sending us into a recession: a shrinking, rather than growing, economy. The Fed acknowledges the adverse effects of this restrictive monetary policy.

"We are highly attentive to inflation risks and determined to take the measures necessary to return inflation to our 2% longer run goal," Powell said during July's press conference. "This process is likely to involve a period of below-trend economic growth, and some softening in labor market conditions. But such outcomes are likely necessary to restore price stability and to set the stage for maximum employment and stable prices over the longer run."

As rates rise and inflation continues to swell, you may be wondering how we got here. We'll break down everything you need to know about what's causing record high inflation and how the Fed hopes to bring levels back down.

What's going on with inflation?

In July, inflation surged to 8.5% over the previous year, a slight decline from June's 9.1% reading, according to the Bureau of Labor Statistics. Gas prices declined significantly by 7.7% in July, but that was offset by increasing prices of food and shelter. Food increased by 1.1% last month, the latest in several month's worth of price increases.

During periods of high inflation, your dollar has less purchasing power, making everything you buy more expensive, even though you're likely not getting paid more. In fact, more Americans are living paycheck to paycheck, and wages aren't keeping up with inflation rates. 

Why is inflation so high right now?

In short, a lot of this can be attributed to the pandemic. In March 2020, the onset of COVID-19 caused the US economy to shut down. Millions of employees were laid off, many businesses had to close their doors and the global supply chain was abruptly put on pause. This caused the flow of goods produced and manufactured abroad and shipped to the US to cease for at least two weeks, and in many cases, for months, according to Pete Earle, an economist at the American Institute for Economic Research.

But the reduction in supply was met with increased demand as Americans started purchasing durable goods to replace the services they used prior to the pandemic, said Josh Bivens, director of research at the Economic Policy Institute. "The pandemic put distortions on both the demand and supply side of the US economy," Bivens said. 

Though the immediate impacts of COVID-19 on the US economy are easing, labor disruptions and supply-and-demand imbalances persist, including shortages in microchips, steel, equipment and other goods, causing ongoing slowdowns in manufacturing and construction. Unanticipated shocks to the global economy have made things worse -- particularly subsequent COVID-19 variants, lockdowns in China (which restrict the availability of goods in the US) and the war in Ukraine (which is affecting gas and food prices), according to the World Bank.

Powell confirmed the World Bank's findings at the Fed's June meeting, calling these external factors challenging because they are outside of the central bank's control. 

Some lawmakers have also accused corporations of seizing on inflation as an excuse to increase prices more than necessary, a form of price gouging.

Why is the Federal Reserve raising rates?

With inflation hitting record highs, the Fed is under a great deal of pressure from policymakers and consumers to get the situation under control. One of the Fed's primary objectives is to promote price stability and maintain inflation at a rate of 2%. 

By raising interest rates, the Fed aims to slow down the economy by making borrowing more expensive. In turn, consumers, investors and businesses pause on making investments and purchases with credit, which leads to reduced economic demand, theoretically reeling in prices and balancing the scales of supply and demand. 

The Fed raised the federal funds rate by a quarter of a percentage point in March, followed by a half of a percentage point in May and three-quarters of a percentage point in mid-June. In July, the Fed raised rates by another three-quarters of a percentage point. 

The federal funds rate is the interest rate that banks charge each other for borrowing and lending. And there's a trickle-down effect: When it costs banks more to borrow from one another, they offset it by raising rates on their consumer loan products. That's how the Fed effectively drives up interest rates in the US economy. 

The federal funds rate now sits at a range of 2.25% to 2.5%. But the Fed thinks this needs to go up significantly to see progress on inflation, likely into the 3.5% to 4% range, according to Powell. The Fed's latest estimate is that, by the end of this year, the federal funds rate will sit at a range of 3.25% to 3.50%.

However, hiking interest rates can only reduce inflationary pressures so much, especially when the current factors are largely on the supply side -- and are worldwide. A growing number of economists say that the situation is more complicated to get under control, and that the Fed's monetary policy alone is not enough.

Could rising interest rates spark a recession?

We can't yet determine how these policy moves will broadly affect prices and wages. But with more rate hikes projected this year, there's concern that the Fed will overreact by raising rates too aggressively, which could spark a more painful economic downturn or create a recession. 

The National Bureau of Economic Research, which hasn't yet officially determined if the US is in a recession, defines a recession as "a significant decline in economic activity that is spread across the economy and lasts more than a few months." That means a declining gross domestic product, or GDP, alongside diminishing production and retail sales, as well as shrinking incomes and lower employment. 

Pushing up rates too quickly might reduce consumer demand too much and unduly stifle economic growth, leading businesses to lay off workers or stop hiring. That would drive up unemployment, leading to another problem for the Fed, as it's also tasked with maintaining maximum employment. 

In a general sense, inflation and unemployment have an inverse relationship. When more people are working, they have the means to spend, leading to an increase in demand and elevated prices. However, when inflation is low, joblessness tends to be higher. But with prices remaining sky-high, many investors are increasingly worried about a coming period of stagflation -- the toxic combination of slow economic growth with high unemployment and inflation. 

Here's what higher interest rates mean for you

For the past two years, interest rates had been at historic lows, partially because the Fed slashed rates in 2020 to keep the US economy afloat in the face of lockdowns. The Fed kept interest rates near zero, a move made only once before, during the financial crisis of 2008. 

For the average consumer, increased interest rates means buying a car or a home will get more expensive, since you'll pay more in interest. Higher rates could make it more expensive to refinance your mortgage or student loans. Moreover, the Fed hikes will drive up interest rates on credit cards, meaning that your debt on outstanding balances will go up. 

Securities and crypto markets could also be negatively impacted by the Fed's decisions to raise rates. When interest rates go up, money is more expensive to borrow, leading to less liquidity in both the crypto and stock markets. Investor psychology can also cause markets to slide, as cautious investors may move their money out of stocks or crypto into more conservative investments, such as government bonds.

On the flip side, rising interest rates could mean a slightly better return on your savings accounts. Interest rates on savings deposits are directly affected by the federal funds rate. Several banks have already increased annual percentage yields, or APYs, on their savings accounts and certificates of deposit in the wake of the Fed's rate hikes.

We'll keep you updated on the evolving economic situation as it develops.

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