Apple's 2022 iPhone SE Has 5G and a New Chip. But We Wanted These Features, Too

Apple's 2022 iPhone SE Has 5G and a New Chip. But We Wanted These Features, Too

Apple's 2022 iPhone SE represents a notable upgrade over its predecessor: It has 5G support, the same processor as the iPhone 13 and longer battery life compared to the 2020 model. But there are still some features we hoped to see that didn't make it into the third-generation iPhone SE.

Apple announced the new iPhone SE during its first product launch event of the year on March 8. It hits stores on March 18 and starts at $429, making it slightly more expensive than the 2020 version. 

The iPhone SE hasn't become part of Apple's annual product cycle yet, but the company is closing the gap between release dates. Apple introduced its original iPhone SE in 2016 as a low-cost alternative to its marquee iPhone, but didn't release a new version until 2020. Now, the newest model has arrived just two years after that, in 2022. It's the latest sign that smartphone-makers like Apple are increasingly catering to budget-conscious customers. 

While it's a shame the iPhone SE is missing the features below, Apple's new phone does include other upgrades that were on my wishlist like 5G support and longer battery life.

More storage in the base model

The 2022 iPhone SE got its debut at Apple's Peek Performance event.

screenshot/Apple

Apple increased the iPhone 13 lineup's base storage capacity up to 128GB from 64GB. Unfortunately, that approach didn't trickle down to the new iPhone SE, which starts at 64GB of storage. You could argue that the 128GB iPhone SE, which costs $479, is hundreds of dollars cheaper than the base iPhone 13. But Apple is still behind its competitors in this regard: Samsung's $400 Galaxy A42 5G, comes with 128GB of internal storage, as does Google's $449 Pixel 5A with 5G. 

A sharper front camera for selfies and FaceTime calls

FaceTime gets a bunch of significant upgrades in iOS 15, such as a Portrait Mode.

Patrick Holland/CNET

Like its predecessor, the new iPhone SE has a 7-megapixel front camera. Apple's new A15 Bionic processor will bring some improvements to the selfie camera, like the addition of Deep Fusion, which processes individual pixels to improve detail and reduce noise. But still, it would have been nice to see a bump in resolution to go along with these improvements. 

Read more: Best Apple SE Case for 2022

Samsung's phones that come close to the iPhone SE's price range have Apple beat when it comes to resolution. The $500 Galaxy A52 5G has a 32-megapixel front camera, while the $400 Galaxy A42 5G has a 13-megapixel front camera. Apple introduced several new FaceTime features last year in its iOS 15 update, so it's surprising that the front-facing camera wasn't a bigger area of focus for the new iPhone SE. 

Night Mode for taking better photos in the dark

Night Mode on the iPhone 11.

Apple

Given the iPhone SE's cheap price, I wouldn't expect it to have a camera that's on par with the iPhone 13 or even the iPhone 12. But if there's one feature I would have appreciated, it's Night Mode. Across the industry, smartphone cameras have gotten a lot better at taking photos in the dark. I hoped Apple's low-cost iPhone would reflect this progress, too. 

It's possible that it would have been too challenging in terms of size and cost to include the iPhone 11's upgraded wide camera sensor in the new SE. (The iPhone 11 family was the first of Apple's phones to get Night Mode.) But Google has found a way to bring Night Sight to its similarly priced Pixel 5A with 5G... and considering the iPhone SE lacks a secondary ultrawide lens, the quality of the standard wide-angle camera is more important than ever. 

That said, Apple says the iPhone SE should be able to take better videos in low light thanks to the A15 Bionic's newer image signal processor. And the camera is getting other upgrades, such as the pixel-by-pixel Deep Fusion processing technique.

Overall, the new iPhone SE reiterates the different ways Apple and Samsung view what matters most in a budget smartphone. Samsung's cheaper phones usually have more camera lenses, sharper selfie cameras and larger screens. Instead of those, Apple's iPhone SE gets the latest mobile processor, which should hopefully keep the phone feeling relatively fast for years to come.

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The iPhone at 15: How Apple's Phone Became the Center of Your Life

The iPhone at 15: How Apple's Phone Became the Center of Your Life

This story is part of Focal Point iPhone 2022, CNET's collection of news, tips and advice around Apple's most popular product.

What's happening

On June 29, 2007, the first iPhone went on sale. A decade and a half later what defines the iPhone has shifted away from just design and hardware specs to dozens of Apple-centric features and services.

Why it matters

For better or worse, the iPhone has become home to our photos, music, conversations, ideas, games, identity, work, social media, shopping, keys and money. It will likely continue to do so for the foreseeable future.

Today marks 15 years since the first iPhone went on sale. When Steve Jobs introduced the original iPhone he wryly hyped it as three revolutionary products: an iPod, a phone and an internet communicator. The first iPhone only came in one size and the only decision you had was whether to get 4GB of storage or 8GB. As far as carriers, only AT&T supported Apple's first phone in the US.

At the time, the idea of carrying an iPhone instead of a flip phone and an iPod was enough to convince some people to buy one. For others like me, the iPhone's main appeal was the touchscreen, which seemed unreal and futuristic. 

"From the very beginning, one of the unique things about [the] iPhone was that we wanted to fuse together software, services and hardware to create a simple, powerful kind of magical experience," said Bob Borchers, Apple's vice president for product marketing. "And with the original iPhone, it was that interaction of multitouch and pinch to zoom, where you started to see that come together."

Fifteen years later, Apple sells eight different models of iPhone, five of which have launched in the past 10 months. There is at least one version that works with pretty much every major phone carrier in the world. The iPhone is available in an array of colors, finishes, sizes and storage options that now top out at 1TB. And while the screen is where most of the magic happens, it's no longer the main appeal of the iPhone.

Over the past decade and a half, what defines the iPhone has shifted away from just design and hardware specs. Instead, the iPhone and iOS have become a gateway into Apple services and features like iMessage, FaceTime, Siri, Apple Music, Apple Pay, top-of-the-line cameras and apps like Uber, TikTok, Twitter and WhatsApp. For better or worse, the iPhone has become home to our photos, music, conversations, ideas, games, identity, work, social media, shopping, keys and money.

In 2022, the iPhone continues to extend beyond its svelte metal-and-glass chassis into the world around us. It's the backbone for products like the Apple Watch and AirPods, and will likely play a role in future Apple products like rumored AR glasses.

It also serves as the foundation for Apple's digital services, which have become an increasingly important factor to differentiate the iPhone from competing mobile devices. These services have evolved rapidly in recent years along with the iPhone.

Find My, which started as a tool in 2010 for locating a lost iPhone, has grown into a network for finding Apple devices and pretty much anything you can attach one of Apple's tiny AirTag trackers to. Some products, like VanMoof's S3 bike, even have built-in Find My support, eliminating the need to add an AirTag entirely. As of 2021, Apple's Find My network had hundreds of millions of devices, most of which were iPhones.

Just weeks ago at WWDC, Apple's annual software developers conference, the company announced iOS 16 with expansions to its nearly decade-old Wallet app and Apple Pay service. Essentially, Apple wants to make your physical wallet obsolete. There's also a new feature called Apple Pay Later that lets you split the cost of an Apple Pay purchase into four equal payments spread over six weeks, with zero interest and no fees. It's done entirely through your iPhone.

The 2022 iPhone SE is nearly identical to the 2020 version but gets more durable glass, 5G and the A15 Bionic chip that debuted in the iPhone 13.

Kevin Heinz/CNET

In fact, you need an iPhone to access or use most of these services. Keep in mind that, for years, the iPhone's premium price made it inaccessible to many, and that's still true of Apple's top-of-the-line iPhone Pro models. The recently upgraded iPhone SE gives Apple the opportunity to expand the iPhone's reach even further. It's the purest example of what defines an iPhone in 2022. The SE blends the body of an iPhone 8 with the glass and processor from the iPhone 13. At $429, it's currently the most affordable way to get people into Apple experiences.

I spoke with Borchers ahead of the iPhone SE launch in March about the phone and why Apple added an A15 Bionic chip to it.

"It's actually a really easy decision to put as much capability as we can in today, in order to invest in and create opportunities for those future experiences. It's something that distinguishes us from others," said Borchers.

No other phone maker takes this approach. It would be like Samsung using the body of its Galaxy S8 and putting the Galaxy S22's processing power inside. The upcoming Pixel 6A will be the first budget Android phone that uses the same processor, Google's Tensor chip, as the flagship Pixel 6 and 6 Pro. Of course, Google isn't putting it into the body of Pixel 2 and instead is introducing a new design.

It makes sense that Apple's cheapest phone has the same processor as its most expensive: It's all about giving people access to Apple experiences. For example, if you buy an iPhone SE, you can use the Live Text feature in iOS 15 to grab text with your camera or copy it from a photo. And while the 2016 and 2020 versions of the iPhone SE sold well, it seems the 2022 version isn't breaking any sales records yet. Apple doesn't disclose a specific model breakdown of how many iPhones it sells, but analyst Ming-Chi Kuo lowered his shipping estimates for the iPhone SE (2022) by 10 million. The lower demand could be an effect of rising inflation and the fact that the 2022 and 2020 versions of the iPhone SE look identical.

The SE showcases how iOS and Apple Silicon become the bedrock for everything you do on your iPhone. Obviously, not every model in Apple's iPhone lineup is equal. More expensive phones like the iPhone 13 Pro come with a contemporary design, high refresh-rate screens, larger camera sensors and tools like the U1 ultrawideband chip and lidar.

These extra perks mean you can use your iPhone in more ways. For example, if you've got the right car, you can unlock it and start it with your iPhone. Borscher describes moments like these as "automagic," meaning it just works. The same way a pair of AirPods can switch from your iPhone to your Mac for watching a video, or the way you can unlock your Mac using your Apple Watch.

Apple first introduced AirPods in 2017 with the release of the iPhone 7 and 7 Plus, which lacked a physical headphone jack. 

Sarah Tew/CNET

Such growth has consequences. Antitrust concerns over the app store and mobile payments, debates about screen time, Apple's contentious dealings with the FBI, criticism that all these services are part of a strategy to lock people into Apple's ecosystem and, more recently, privacy questions over AirTags are just some of the concerns that have grown alongside the iPhone's meteoric success. There are even questions as to whether Apple can launch another product line that is even half as successful as the iPhone. My CNET colleague and Apple reporter Ian Sherr points out that products like the Apple Watch and AirPods are lucrative lar gely because of their connection to the iPhone.

Over 15 years, the iPhone has become ubiquitous and helped Apple become a nearly $3 trillion company. The next iteration of the phone, likely called the iPhone 14, is expected to launch this September. It will no doubt run on iOS 16 and have the newest version of Apple's A-series processor and will continue to support the Apple experience. As for the long-term, my colleague Lisa Eadicicco thinks the most important part of future iPhones will be how it works with everything around it.

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Buying an iPhone 11 in 2022 Might Make Sense for You

Buying an iPhone 11 in 2022 Might Make Sense for You

Since the debut of the iPhone 11 in 2019, we've since seen the debut of the iPhone 13 and iPhone 12. And in a few days, we're likely to see the debut of the iPhone 14 at Apple's next event on Sept. 7. The iPhone 11 may be over two years old, but it might still be a good choice, especially since Apple discounted it to $499 last year. While we recommend that you wait for the next Apple event before buying any iPhone at all, especially since prices for current iPhone models will likely decrease afterward, the iPhone 11 does have a lot to like as a phone that's under $500.

For instance, do you mind using an iPhone that feels a bit dated? Or do you think saving several hundred dollars is more important than carrying the latest phone? What about 5G -- how important is that to you? If you're shopping on a budget, the iPhone 11 is still a great choice. Although you'll be missing out on some newer features, the iPhone 11 gives you all the basics you'd want from an iPhone, including battery life that's on par with the iPhone 12, a great dual-lens camera that includes night mode and a processor that's still fast enough for everyday tasks. 

Read more: Here's how the iPhone 11 compares to the iPhone 12 and how the iPhone 13 compares to the iPhone 12.

But if you have some wiggle room in your budget, here are some questions to ask yourself. (For the purposes of this article, I'm going to assume that you are currently using an iPhone.) And if you're still mulling over your decision after that, here's how the iPhone 13 compares to the last five years of iPhones as well as our list of the best iPhones. Plus, check out all the differences between the iPhone 11, 11 Pro and 11 Pro Max.

5G connectivity: iPhone 11 doesn't have 5G. But do you really need it right now?

One of the iPhone 11's biggest missing features compared to the iPhone 13 and iPhone 12 is 5G connectivity. The iPhone 11 is an LTE-only device, and if you don't care for the next-gen wireless tech just yet (service is patchy in the US after all), then the iPhone 11 should suit you just fine. Remember that 5G debuted on the iPhone 12 lineup and getting access to faster bands of 5G depends on where you live, so going for the iPhone 12 makes your purchase more future-proof. 

Angela Lang/CNET

Display quality: You won't get a 120Hz refresh rate on an iPhone 11 (or iPhone 12)

The iPhone 11 uses a crisp LCD screen that refreshes at 60 frames per second, or 60Hz. Apple traded up in the iPhone 12, equipping it with an OLED screen, though it kept the display at 60Hz just like most phones. OLEDs are typically more vibrant than their LCD counterparts, with richer contrast and inkier blacks. If you watch a lot of videos on your iPhone and want a superior viewing experience, an OLED screen might make more sense for you. The iPhone 13 also boasts an OLED panel too, though Apple bumped up the refresh rate for the Pro models to 120Hz. The faster refresh rate will translate to smoother, snappier scrolling through apps and websites. 

Apple's Wallet app will be able to store driver's licenses in iOS 15. 

Screenshot by CNET

Software support: How long will the iPhone 11 get iOS software updates? 

Apple's latest operating system, iOS 15, is supported on many older iPhones, and the oldest is the 2015 iPhone 6S (Here's how to download the new OS, but you may want to wait.) Based on that and some quick mental math, we can deduce that Apple plans to provide iPhone support for up to six years from launch. As a result, with the iPhone 11, unveiled in 2019, you can rest comfortably knowing that you can expect updates through 2025. 

Read more: iOS 15's biggest new features: FaceTime, Apple Wallet and Notifications get new tricks

Durability and water resistance: How durable do you want your iPhone to be?

If you do opt for the iPhone 11, you will miss out on a few durability features that are available on the newer iPhone models. One of the iPhone 12's big improvements is the material of its display. Apple calls it "ceramic shield" glass. Made by Corning, the ceramic shield glass covering the phone's display is apparently harder than most metals. Indeed, we can confirm that the iPhone 12's ceramic shield is tough. Our iPhone 12 drop tests show it protected the hardware from drops as high as 9 feet. (CNET's iPhone 12 Mini drop tests yielded similar results.) The iPhone 13 also has the same ceramic shield glass on its display.

So if you're a big klutz and are prone to slips and drops, springing for the iPhone 13 or iPhone 12 is a wise move (or just get a really nice iPhone case). Keep in mind, the iPhone 11 isn't a delicate darling, either. It also survived CNET's drop and water tests and earned a CNET Editors' Choice Award. You can read our iPhone 11 review for more details. 

Read more: Farewell iPhone case: The case for the caseless phone

Price and budget: How much do you want to spend on an iPhone?

As I said earlier, Apple is selling the nearly two-year-old iPhone 11 for $300 less now than when it first launched, making it a great choice for those shopping on a budget. But, as also mentioned previously, the iPhone 11 could become even cheaper once Apple debuts its 2022 line of iPhone models. Also of note, the current iPhone 12 and 12 Mini might come down in price and hit that $499 level, as typically Apple lowers the price of existing iPhone models once the newest model goes on sale.

It's also worth considering carrier deals from Verizon, T-Mobile and AT&T, all of which may subsidize the price of an iPhone in exchange for committing to a cellular service plan. Last year the three companies offered hundreds of dollars off with those contracts, and possibly pay off the phone entirely with a device trade-in. Just keep in mind that there are plenty of caveats to those deals, like commitments ranging from 24 to 36 months.

§

Apple's getting ready for a Sept. 7 event , which is very likely to be the moment we learn about the company's next iPhone line. 

The newest version, expected to be called the iPhone 14, is rumored to include an always-on display similar to what's on the Apple Watch now, allowing for constant glanceable information without ruining battery life.

Apple hasn't really said what it plans to announce at its event, only sending out a cryptic invitation to the press, with an Apple logo seemingly set in a night sky, suggesting potential camera improvements or last year's rumored satellite emergency calling. The image looks like something we might see from the James Webb Space Telescope, whose stunning photos have already begun changing how we view the cosmos since first being released earlier this summer. In its announcement, Apple included the teaser words "Far out." 

Read more: Apple Makes 'Far Out' iPhone Launch Event Official For Sept. 7

The iPhone 14 launch will also mark the 15th year since the original iPhone's debut, in June of 2007. Back then, the device wasn't the sure hit it is today. Many tech industry watchers were enthusiastic about Apple's prospects of course, but it hadn't proven it can build reliable phone technology before then. It was also up against massive competitors such as Microsoft, Palm and Research in Motion, whose Blackberry devices ruled the business world at the time. Within a decade though, Apple -- as well as Google's popular Android software -- had bested all three companies.

While the iPhone will be a key product we see at Apple's event this year, and likely what most people focus their attention on, the company's expected to hold other events later this year with other devices to show off. Those include new Mac computers with upgraded chips and new iPads.

Read more: Everything We Know So Far About the iPhone 14

When is the Apple event?

Apple's online-only event will be Sept. 7 at 10 a.m. PT, which is 1 p.m. ET, 6 p.m. BST and 3 a.m. AEST. (Sorry, Australia.) Here's a handy time zone converter to help find what time it'll be where you are.

Where can I watch Apple's livestream?

You'll be able to stream Apple's event straight from the company's website. Meanwhile, we'll be reporting on the event live here at CNET.

What can we expect, besides the iPhone 14 launch?

Apple's digital events are fast paced and slickly produced. And even though Apple's now trying its hand at in-person events again as coronavirus pandemic-era health concerns slowly recede, the company still seems to be applying what it's learned about how to make its events more compelling. During its last event, the Worldwide Developers Conference (WWDC) in June, Apple held a livestream but then offered in-person demos for the press afterward. 

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Apple's iPhone 14 Line Is Rumored to Have a Higher Starting Price Than the iPhone 13

Apple's iPhone 14 Line Is Rumored to Have a Higher Starting Price Than the iPhone 13

This story is part of Focal Point iPhone 2022, CNET's collection of news, tips and advice around Apple's most popular product.

Apple's "Far Out" launch event is scheduled for next Wednesday, Sept. 7. This means that the iPhone 14's arrival is likely just days away. But with a slew of upgrades expected to come alongside the new iPhone, how much will it cost? 

The successor to the 2021 iPhone 13 is expected to sport a notchless display, a 48-megapixel camera on the high-end models and a new 6.7-inch iPhone 14 Max option, if the leaks and rumors are to be believed.

All of this may come at a price increase to the tune of $100, according to a prediction from Wedbush analyst Dan Ives, as reported on Ped30. This is in line with forecasts previously shared by analysts with The Sun, which suggested that Apple's entire supply chain is seeing price increases. Apple didn't respond to a request for comment.

Apple didn't make any price changes between the iPhone 12 and iPhone 13, but those two generations of iPhones are also fairly similar. It's reasonable to think that bigger upgrades could come with higher prices. But Apple may keep the price the same to remain competitive with Android devices like the Samsung Galaxy S22 and Google's Pixel 6 line.

Apple usually releases its new iPhones in September shortly after unveiling them, although some new size options have launched later than usual in years past. Apple supplier Foxconn is said to have gone on a hiring spree to prepare for the launch, according to the South China Morning Post. 

Read more: The iPhone's Future Could Depend on These Breakthrough Technologies

Get ready for Apple's next event

There hasn't been any official word iPhone 14's price yet, and Apple never provides public information about its future products before it announces them. That means the only clue we have is the iPhone 13's pricing structure, shown below. 

Apple iPhone 13 US pricing

	128GB	256GB	512GB	1TB
iPhone 13 Mini	$699	$799	$999	N/A
iPhone 13	$799	$899	$1,099	N/A
iPhone 13 Pro	$999	$1,099	$1,299	$1,499
iPhone 13 Pro Max	$1,099	$1,199	$1,399	$1,599

Apple maintained a similar pricing structure for the iPhone in 2020 and 2021, so there's a chance it might continue to do so in 2022. However, rumors that Apple could scrap the iPhone Mini and replace it with another cheaper version of the 6.7-inch iPhone complicates things a bit. That's according to reports from analyst Ming-Chi Kuo (via 9to5Mac) and Nikkei Asian Review.

That new addition to the lineup is said to be a larger version of the iPhone 14, likely to be called the iPhone 14 Max. If Apple keeps the same $800 price for the standard iPhone, it seems reasonable that the iPhone 14 Max could cost $900. That would put it right in between the $1,000 iPhone 14 Pro and $1,100 iPhone 14 Pro Max, assuming the iPhone 14 is priced similarly to the iPhone 13.

Read more: It Might Finally Be Time for Foldable Phones

But reliable analyst Ming-Chi Kuo predicts that this so-called iPhone 14 Max will cost less than $900, according to 9to5Mac, suggesting Apple might change up its pricing strategy. Apple has reshuffled its pricing before to stay competitive: 2019's iPhone 11 was notable for its $699 starting price that undercut the previous year's iPhone XR by $50.

Here's what the iPhone 14's pricing could look like across models based on the iPhone 13's price structure. 

Apple iPhone 14 rumored US pricing (based on iPhone 13)

	128GB	256GB	512GB	1TB
iPhone 14	$799	$899	$1,099	N/A
iPhone 14 Max	$899	$999	$1,199	N/A
iPhone 14 Pro	$999	$1,099	$1,299	$1,499
iPhone 14 Pro Max	$1,099	$1,199	$1,399	$1,599

For more, check out all the iPhone 14 rumors we've heard so far, including design changes and release date. You can also take a look at CNET's iPhone 14 wish list. 

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iOS 16's New Apple Pay Option Lets iPhone Users Buy Now and Pay Later: How It Works

iOS 16's New Apple Pay Option Lets iPhone Users Buy Now and Pay Later: How It Works

This story is part of WWDC 2022, CNET's complete coverage from and about Apple's annual developers conference.

What's happening

Apple has announced a new free financing feature in Apple Wallet that lets you pay for purchases over time for free.

Why it matters

As inflation continues to impact households, "buy now, pay later" services have become a popular payment option, and Apple's entry will likely become a major player.

What's next

Apple Pay Later will launch with the release of iOS 16, expected in September 2022.

The upcoming release of iOS 16 for iPhone will make Apple one of the bigger players in the "buy now, pay later" space. BNPL services let you spread the cost of your purchases into multiple payments made over a relatively short period of time, usually for no fees or interest. Apple announced the launch of its own service, Apple Pay Later, at last week's Worldwide Developers Conference

Apple Pay is a part of Apple Wallet, the iPhone's digital wallet app that also provides Apple Card and Apple Cash. Apple Pay allows you to store debit and credit cards and make purchases online or at businesses; Apple Card is a credit account issued by MasterCard and Goldman Sachs that works like a standard digital credit card; and Apple Cash enables peer-to-peer payments.

Apple's foray into free financing with Apple Pay Later comes at a time when many retailers are accepting payments from BNPL apps such as Affirm, Klarna and Afterpay. Most of these apps provide similar short-term interest-free payment plans, while others also provide longer installment plans with variable interest rates.

We'll share everything there is to know about Apple Pay Later in this piece, including how it will work, where it will be accepted and when it will be available. Apple unveiled Pay Later and iOS 16 alongside new versions of its MacBook and iPad. Here's everything Apple announced at WWDC. 

How does Apple Pay Later work?

Apple Pay Later lets you break the cost of purchases into four equal payments that are spread over six weeks. The first payment is due when you make your purchase, and the remaining payments are due every two weeks after that.

Once Apple Pay Later is released, you'll have two options when completing a purchase: Pay in Full and Pay Later. Selecting the latter option will bring up a payment schedule displaying the amount of each of the four payments and when they will be due.

According to Corey Fugman, senior director for Wallet and Apple Pay, who spoke about Wallet during the WWDC keynote address, Apple Pay Later will be available "anywhere that Apple Pay is accepted, in apps or online," indicating that the service may not be available for purchases made in physical stores.

Stores and merchants won't have to implement any changes in order to accept payments through Apple Pay Later. Transactions will occur as they did before -- the only difference will lie in how back-end payments are made.

MasterCard Installments, the credit card company's white-label BNPL service, will provide the merchant payments for Apple Pay Later. Apple and its banking partner Goldman Sachs began plans for Apple Pay Later in July last year, according to Bloomberg.

When can I use Apple Pay Later on my iPhone?

Apple Pay Later will be included with iOS 16, the next planned update of Apple's operating system for iPhone. The beta version of iOS 16 is already available for developers who have an account. In the WWDC keynote, Apple indicated that the first public beta version of iOS 16 will be released sometime in July.

Apple has traditionally released its newest operating systems to the public at the same time as its latest phones, as it did with iPhone 13 and iOS 15 in September last year. The iPhone 14 is expected to come out in September this year, and it's likely that iOS 16 will also be released at or near the same time. 

How is Apple Pay Later different from Apple Card Monthly Installments?

Apple Card Monthly Installments is an Apple program that lets you finance the purchase of certain Apple products when using the Apple Card credit card. The length of the 0% APR period for these purchases depends on the product. Installment plans range from six months to two years.

Apple Pay Later isn't restricted to Apple products, nor does it require the use of the Apple Card. With Apple Pay Later, you'll be able to finance purchases using a debit card, Apple specified, as long as it's connected to Apple Wallet. Also, the interest-free installment period for Apple Pay Later -- six weeks -- is much shorter than the payment plans offered by Apple Card Monthly Installments.

What else is new in Apple Wallet for iPhone?

Another new feature in Apple Wallet announced at WWDC is Apple Pay Order Tracking, which adds the ability for merchants to provide detailed receipts and delivery statuses for purchased products to customers via Apple Wallet. 

Apple also announced expanded support in Apple Wallet for driver's licenses and identification cards. Following IDs from Colorado and Arizona, Apple Wallet expects to add support for 11 more states in the near future.

These driver's licenses can be used at select Transportation Security Agency checkpoints. They can also be shared with other apps that require identification, such as alcohol purchases through Uber Eats.

Apple Wallet is also adding support for sharing keys for locations such as hotels, offices or automobiles. New features will let users share keys with friends or associates using email, text messaging or other messaging apps.

Like Apple Pay Later, the Apple Pay Order Tracking, driver's license and key-sharing features will be made available to the public with the full release of iOS 16, expected in September 2022.

What other online services let you buy now and pay later?

Some existing online payment systems provide "buy now, pay later" short-term financing similar to what Apple Pay Later is offering. PayPal's Pay in 4 program works very much like Apple Pay Later, except that purchases are limited to between $300 and $1,500.

BNPL app Sezzle also uses a system of four payments over six weeks, but permits users to reschedule one payment for up to two weeks later at no cost and postpone further payments for an additional fee.

Other BNPL apps such as Affirm and Klarna offer interest-free installment plans for short periods, or longer installment plans that add a variable interest rate. 

For more coverage of WWDC, learn about the upcoming MacOS Ventura, new fitness and workout features for the Apple Watch and all of the new features announced for Apple Maps.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

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New and Rumored AT&T Phones in 2022: iPhone SE, Galaxy S22, Pixel 6A and More

New and Rumored AT&T Phones in 2022: iPhone SE, Galaxy S22, Pixel 6A and More

Choosing a new phone upgrade is hardly ever simple. In the world of technology there is always something new around the corner, and with Verizon and AT&T embracing 36-month installment plans, the phone you upgrade to will likely be the one you use for the next several years. So, trying to figure out when is the "best time" to upgrade can be tricky. 

Here are some of the phones you'll want to keep an eye out for this year and when we think they might arrive based on past trends and rumors. 

Read more: What To Know About Switching Carriers In 2022

A note about why you should buy a 2022 phone if you have AT&T

Before we get into the actual devices, it's worth mentioning quickly why with AT&T in particular you should be looking for a 2022 device: 5G support and those long installment terms. 

AT&T is prepping for a big 5G upgrade towards the back half of the year that should significantly enhance its service using what is known as midband spectrum. The carrier plans to cover 200 million people with its midband networks by the end of next year, and download speeds are expected to routinely hit several hundred megabits per second, with peaks of 1 gigabit per second.

There are two flavors of midband spectrum AT&T is focusing on, known as C-band and 3.45GHz. The former is what Verizon and AT&T have already started to deploy and is often used for 5G internationally, making it easy to find and enable in a number of already available phones like the Samsung Galaxy S21, iPhone 12 and iPhone 13 and Google's Pixel 6. The carrier already has a list of devices that support C-band.

The 3.45GHz spectrum, however, is not as common in phones today and AT&T has not committed to upgrading earlier devices to support this network. (Making matters a bit more confusing is AT&T is branding both midband flavors, as well as its millimeter-wave network, as "5G Plus.")

Future flagship phones, starting with the Galaxy S22 line (and likely including many of the phones below), are expected to work with all flavors of AT&T's 5G. Since you may be locking yourself into a 36-month commitment when you upgrade, getting a phone that works with all of AT&T's 5G variations should be worth keeping in mind. 

The Galaxy S22 Ultra, left, S22 Plus and S22.

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Samsung Galaxy S22

Samsung's latest Galaxy S phones are usually the first major phones of the year, and for the US this trend continues to hold true. The latest Galaxy phones boast the latest Qualcomm Snapdragon processors, improved cameras and, at least on the S22 Ultra, a slot for Samsung's S Pen stylus. All three phones will also work with all of AT&T's 5G networks. 

When are they coming out? The new Galaxy phones hit stores on Feb. 25. Prices start at $800 for the regular Galaxy S22, $1,000 for the S22 Plus and $1,200 for the S22 Ultra. 

The new iPhone SE is expected to keep a similar design to the current iPhone SE, above. 

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Apple iPhone SE 3 

Apple's budget iPhone has received a fresh 2022 upgrade. Well, kind of fresh. The new model features a nearly identical design to the second-generation iPhone SE (which itself is similar to the iPhone 8) -- which means yes to a home button and big bezels, but no to Face ID or a larger screen -- but now packs in support for low-band and midband 5G networks. The new SE also runs on Apple's A15 processor, the same chip found in the iPhone 13, and has better battery life.

AT&T confirmed that the new iPhone SE will not work with its forthcoming 3.45GHz midband 5G network. It also lacks support for AT&T's millimeter-wave 5G network. You can read more about the different names and flavors of 5G here.

When is it coming out? Apple's newest iPhone SE is available for preorder on March 11 and will go on sale on March 18. Prices start at $429 for a 64GB model.

The rumored Pixel 6A. 

OnLeaks/91Mobiles

Google Pixel 6A

Like Apple, Google also is rumored to be working on a new, more affordable version of its Pixel line. A successor to last year's Pixel 5A, according to 9to5Google, the Pixel 6A will include Google's Tensor chip and two rear cameras: a 12.2-megapixel main shooter and 12-megapixel ultrawide lens. An 8-megapixel camera will be found on the front. 

A report from OnLeaks and 91Mobiles revealed that design-wise the phone will feature a similar look to the Pixel 6 and 6 Pro, including the camera bar along the top of the back of the phone. The screen will be 6.2 inches across, with a fingerprint reader inside the display. 

When is it coming out? Google generally does its Pixel A-series updates in the summer, with the Pixel 5A announced in August last year and the Pixel 4A line announced the same time the previous year. That said, it is possible the phone might show up at the company's annual Google I/O developer event, which is where the Pixel 3A made its debut back in 2019. 

Samsung's Z Fold 3 and Z Flip 3. 

Lexy Savvides/CNET

Samsung Galaxy Z Flip 4 and Z Fold 4

Samsung has been consistent in updating its foldable phones every summer. While rumors are pretty thin on what to expect for 2022, if you are a fan of foldable devices these are two to keep an eye on. Korean news site The Elec reports that the Z Fold 4 will follow the S22 Ultra's lead and include a slot for an S Pen stylus.

When are they coming out? Samsung has used its end-of-summer launch to roll out updates to its Z line of phones in the past, so if that trend holds true these could arrive in August or September. Last year's Z series was announced in August. 

An early iPhone 14 render from Jon Prosser, designed by Ian Zelbo.

Jon Prosser

Apple iPhone 14

Whereas the iPhone SE 3 is seemingly imminent, the next major iPhone update isn't slated to hit until the fall. Among the many rumored changes and improvements for this year's flagship line of iPhones include the regular upgrades to the processor and camera, with the Pro and Pro Max possibly getting 48-megapixel rear shooters, up from the 12 megapixels that have been found on previous iPhones. 

Potentially the biggest change in the iPhone 14, however, could be in the front camera placement for the 14 Pro and Pro Max. Rumors suggest Apple might finally ditch the notch and go with a hole or pill-shaped cutout instead. 

When are they coming out? Apple generally announces its major iPhone upgrades in September. 

Google's rumored Pixel foldable is rumored to be similar in design to Oppo's Find N, above. 

Eli Blumenthal/CNET

Google Pixel 7, 7 Pro and Pixel Notepad

Google is rumored to be working on a few big Pixel upgrades this year, including successors to the Pixel 6 line and a new foldable Pixel. According to 9to5Google, the Pixel 7 line will sport a second-generation version of Google's custom Tensor processor as well as an updated Samsung modem for connecting to cellular networks. A recent leak from OnLeaks and SmartPrix appears to show the design of the 7 Pro, which is similar to last year's Pixel 6 Pro styling.

The rumored Pixel 7 Pro. 

OnLeaks/Smartprix

The outlet has also reported that the company is working on a foldable Pixel that it says may be called the Pixel Notepad. Not much is known about this device, though it is expected to run on Google's Tensor chip. 9to5Google also says the price could be more affordable than the $1,800 Samsung charges for the Z Fold 3, and that its design could be more like Oppo's Find N. 

When are they coming out? Google has traditionally done its big Pixel updates in October. Analyst Ross Young has tweeted that the foldable phone, in particular, may arrive in October. 

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